Pre-Employment Credit Checks And The Unemployed

We've all heard of pre-employment drug screening, general testing and psychological profiling. But now, pre-employment credit checks are becoming normal right along side these other methods of determining a candidates worthiness.

I have no problem with employers doing a drug screening. I completely understand why a business would want to do this. Especially if it is a physical job where the person or other employees could be hurt in an accident. General testing, to see if you are intelligent enough to do the work being offered, no problem. That makes sense to me and I won't fight that one. Psychological tests? Some situations, no problem. But credit checks? That's where I start drawing my imaginary line.

It wouldn't be that big of an issue if people had a choice. But the problem is, job seekers do not have a choice in our current economy. They cannot refuse a credit check during a job interview because every other available job is doing the same thing.

Here is the kicker. When a person becomes unemployed for any amount of time, it is likely that they are going to damage their credit. Even a few months of late payments can literally destroy your credit score and stop an employer from offering you a job. What if that person was let go of their last job through no fault of their own? They were late on payments for a few months and cannot find a job because of their newly poor credit rating? Or even worse, what if the bad credit was received because of medical bills that resulted from an unemployed person who lost their job and insurance, through no fault of their own?

I think this awful and it needs to stop. It would ALMOST be OK if the credit agencies weren't out to make sure everyone had the lowest score possible. This is their job. And I don't think many people realize this. It is the credit reporting agencies "job" (though they won't admit it) to keep every ones numbers as low as possible so that as few people as possible qualify for good interest rates. There is much more money to be made off of people will less than perfect credit.

So, why on earth is this allowed to continue? Especially when it so blatantly singles out and holds down the unemployed? It feels like a major separation of the "haves and have-nots" is happening. The middle ground is getting smaller and smaller. Its time for politicians to stop the chatter about this situation and DO SOMETHING!

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Technorati Tags: Checks, credit, PreEmployment, Unemployed

Question by hello: Job Training?
I'm doing training next week for my first part time job... just wondering if trainees get a uniform of if they have to wait untill they have fixed shifts?

Best answer:

Answer by jay r
they get uniforms

Give your answer to this question below!

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In Chapter 11 of 15 in his 2010 Capture Your Flag interview with host Erik Michielsen, Bridger Capital hedge fund analyst Shaheen Wirk highlights why paying your dues and doing the "dirty work" in finance and medicine matters. The often menial work and tasks teach young professionals the fundamental details that enable more complex undertakings. Understanding this relationship helps passionate, aspiring young professionals acknowledge their inexperience and motivates them to contribute in smaller, incremental ways. Wirk earned a Bachelor of Science (BS) in biology and a joint degree of Doctor of Medicine and Master of Business Administration (MD / MBA) from Duke University - www.duke.edu . He is currently a senior analyst at Bridger Capital hedge fund and is active with the Robertson Scholars Program - http View more videos at www.captureyourflag.com Follow us on Twitter www.twitter.com Like us on Facebook: www.facebook.com
Video Rating: 5 / 5

Learn how to interview for an entry level job with expert interviewing tips in this free online career related video clip. Expert: Don Varney Bio: Don Varney was one of the first 33 members of the US Air Force to receive the Professional Performer Award, an award created in 1974 to honor excellence in the Air Force. Filmmaker: Mark Sullivan
Video Rating: 4 / 5

Technorati Tags: EntryLevel, finance, jobs, Meaningful, medicine, Shaheen, Wirk

Question by V Isabella: Career Advice?
I am a freshman in college and have already switched my major twice. I am having such a hard time deciding what I want to do with my life. Do you know of any inexpensive or free websites that have the career tests to help me out....or even if you just have some good advice. Thanx in advance

Best answer:

Answer by stpco523
first off remember you are just starting you are in college for a reason. you wanted toobetter your education for a reason. just ask yourself what do i want to do in the future. follow your heart make a stern decission. it is only failure if you dont try.go for what you and only you feel is best for you

Know better? Leave your own answer in the comments!

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writersemployment.com - watch our video part 2 and learn everything you need to know about starting an online writing career. See where you can get proper tools, professional advice and a vast database of trusted companies employing freelance writers of all skill levels and all from all countries.
Video Rating: 0 / 5

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Career Advice: The Myths Of Success Are Exposed

Article by Ramon Greenwood

I'm fed up with being bombarded daily on the Internet and via snail mail with get-rich-quick myths about career success. How about you?

The biggest myth is that there are secrets, waiting to be discovered, that will propel you along a successful career path with little or no effort. It's as easy as falling off a log. Presto, success! Hold on a minute. Does that pass the bar for sound career advice? I think not.

Not long ago I received a mailing assuring me that I could "learn the secrets of how to radiate magnetic charm and command the balance of power in every situation through 'the magic' touch with everyone". The sales pitch went on: the program "is so simple to use that you can listen to the dvds at night and put these powerful techniques and methods into action the very next day!" All this for three easy payments of .00 each.

Job Tip: There Are No Secrets

Common sense tells me there are no secrets, no short cuts on the career path to success. The gold rings go to those who know what to do and how to get it done. Career rewards are not easy to garner. Anyone who promises otherwise is a liar. Career success depends on focus and hard work.

A myth that seems to be growing in popularity holds that everyone is entitled to the rewards of success. The world of work doesn't work that way. Work for organizations that provide opportunities and recognize effort and results if you want to earn the rewards of career success.

There's another myth that flies in the face of reality: The workplace is a democracy. Not so. Organizations cannot be successfully run by committees of equals where the majority rules. Organizations that survive and prosper require a chain of command at the top of which sits someone who is empowered to make decisions.

Successful organizations are meritocracies, systems in which winners emerge and are moved ahead on the basis of their achievements. You must prove your merits if you want solid gold career success,

(I know, I know, this may not appear to be true at any given moment, but over time the truth of this law takes hold.)

One of the cruelest myths of all is that organizations are warm and cozy places that provide security. If you believe that myth you are exposing yourself to disappointment. Security occurs only when you have prepared, planned and worked hard so you can have confidence in your ability. Security comes when your employer needs you more than you need him. Security comes when you have options.

A companion myth is that your boss is your friend. Your boss is your boss. You cannot rely on friendships for lasting, fulfilling success. The way to maintain a positive relationship with your boss and enhance your opportunities is to excel at your job, make him look good.

Don't believe the myth that your accomplishments speak for themselves and that you will be rewarded accordingly. The recipe for success is simple: achieve results that pay off for your employer; make sure your employer knows what you have accomplished that contributes to his bottom line. Only then will you be rewarded for your true worth.

Career Advice: Save your time, energy and money looking for the Eureka secrets of success. You won't find them because they don't exist.

I've seen myths of the world of work come and go. But when the rubber meets the road, career success goes to those who depend on common sense, perseverance and hard work to gain the rewards they crave.

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Technorati Tags: advice, career, Exposed, Myths, Success

Stephen Fry helps the teams to understand some more Quite Interesting facts in this clip from the popular panel show. From BBC Worldwide.
Video Rating: 4 / 5

The 4 year old niece of a recent Harvard Law graduate gives her thoughts on his occupation...

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An art portfolio is important for an artist to display work to clients and galleries, and it should include a variety of work in the form of slides, transparencies or prints. Create an art portfolio with tips from a professional illustrator in this free video on art. Expert: Lars Erik Robinson Contact: www.aaart-tainment.com Bio: Lars Erik Robinson graduated from Ringling School of Art and Design where he received his BFA in illustration in 1994. Filmmaker: Christopher Rokosz
Video Rating: 4 / 5

Technorati Tags: advice, career, portfolio

We all make calls and go about our lives in alternative ways. For some, there isn't any dash in early adultness to start in your dream career.

They may attend school and take courses in a selection of different fields before ultimately settling down and selecting what they would like to do in life. Others come straight out of high school knowing precisely what they'd like to do, searching for the speediest method to get began doing it. For those in the second class, the very idea of spending 4 or even more years in class might be painful, particularly if they have an interest in a technical job that needs specialized training.

There's no way attending that modern humanities class is going to help in your career in PCs! Technical job training is a good solution for people that do not really want to loiter about in university.

Technical faculties provide specialised instruction tailored particularly to the field in which you want to start your career. They could have some general kinds of classes, but generally each course they offer is especially to help along your way to getting your dream job. Many community varsities offer technical courses that permit you to get a degree or other sort of ratification inside a really brief time. You might possibly be able to learn all that you need to inside a year or thereabouts. If you would like to work in nursing, rather than spending years at college, get certificated at a technical college and get working straight away. Often beginning in a lower position is a smart way to get on the job training for the job you actually want and technical job training can get you in that lower position quicker. Another situation when technical job training may be useful is for people that would enjoy making a vocation change. Perhaps working in retail failed to finish up being the dream job you assumed you were getting into. Taking 1 or 2 years long course can put you into a position to work as the inside designer you know that you actually are. Some types of technical job training can be done on the internet. If you do not have a school campus near you or if the one which is does not offer the course you need, you will find many options open to you thru online studying. Wherever you are or what you circumstances, you'll be able to find a programme that will enable you to gain the data you want to start on your career. Often technical job training involves some form or tutelage or other kind of hands on training.

The mix of information gained in your studies and experience gained on the job will put you in a good position to land the job of your dreams.

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On this DVD, EPA-accredited trainer Bill Robinson teaches jobsite workers how to implement the EPA's new RRP rule for handling lead-tainted paint during renovations. As anyone knows who has become a Certified Renovator by attending an 8-hour seminar, doing hands-on activities and passing a test, the hard part is to come. That is to train the people on the job how to do these tasks. Bill Robinson is an expert trainer whose focus remains on those on "the ground," where the work gets done on jobsites. He speaks directly to crew members, delivering the training they need to comply with this newly enacted rule. This is a clip of the DVD to give you a sense of Bill's training style. The entire program can be purchased at www.Train2Rebuild.com.

Technorati Tags: LeadSafe, OntheJob, Practices, Training—RRP, work